Conventional mortgages are standard loans that can be obtained from any lender—they are in no way insured or guaranteed by the government like FHA, VA, or USDA loans are. They do, however, follow the guidelines and requirements of the government entities known as Freddie Mac and Fannie Mae. These Government Sponsored Enterprises (GSE) has been

1 Day Out of Short Sale, Bankruptcy, & Foreclosure Purchase and Refinance While at one point, declaring bankruptcy, being foreclosed upon, or doing a short sale of a property to avoid foreclosure meant that a person could not get another mortgage for at least several years (the FHA requires a three-year waiting period). Today you