John J Yurkovich
Branch Mgr / Sr. Mtg Officer
My name is John Yurkovich. I am a branch manager and licensed loan officer at Family First Funding with NMLS# 206495. I opened a branch with Family First Funding in March of 2013. I began my career in the IT field with AT&T, MetLife, Citifnancial and Smith Barney. Shortly after 9/11, I transitioned into real estate becoming a loan officer in 2002.
I soon realized I had a passion to help people obtain the American Dream of homeownership, working extremely hard to become an expert in the available loan program guidelines, analyzing credit reports and understanding our clients financial picture. I’m grateful to have Natalie and Raquelle part of “Team Yurkovich” who share an intense desire to make the mortgage buying and refinancing experience the least stressful as possible.
Executive Assistant / Loan Officer
My name is Natalie Gray, I am the Team Lead for the Woodbridge Branch, including all of our Loan Officer’s, Assistants, Processors, and Branch Manager John Yurkovich. I began working with John’s team and Family First Funding in May 2014. I work directly with our team, agents, attorneys, and all of our clients from start to finish throughout the mortgage process. My goal is to make the mortgage process as smooth, easy, and stress-free for all of our clients. My role is to build relationships with all of our clients and work with them throughout the entire process; from the time we take an initial application, to pre-approval, and seeing them straight through to their loan being cleared to close.
I excel in Renovation Loans such as FHA 203K and Fannie Mae HomeStyle loans. I work directly with our clients, their contractors, and consultants to make sure we have all required documentation upfront, to avoid any delays in what can sometimes be a lengthy process, given the nature of the loan type. I also work with clients prior to the mortgage process to make it possible for them to become a Homeowner, by helping them build and repair their credit. Prior to an application being submitted to underwriting, John and I carefully review all income documentation and scenarios to make sure our clients will be approved to ensure a much smoother process, with no surprises. Our team is dedicated to make all of your home buying and refinancing dreams possible.
My name is Raquelle “Rokki” Gray. I am the loan analyst for Team Yurkovich at Family First Funding. I started with the team in December of 2015. I began my career as a loan analyst right after graduating from Georgian Court University. I work directly with clients along with their agents, underwriters and our team to accomplish the main goal of clearing a loan to close. My role is to review and assist in collecting necessary documentation required by underwriting. I also like to build a personal relationship with each and every client, so that they feel comfortable and can build a better understanding of purchasing or refinancing their home.
I feel that purchasing or refinancing a home is one of the most important decisions a person can make, and can often feel overwhelming or stressful. I am here to guide clients through the mortgage process, answer any questions, clarify any confusion and make sure that their experience is as least stressful as possible. Team Yurkovich truly believes in our company’s name. We pride ourselves on making all of our clients feel like they are family, and I am proud to be a part of the BEST team, TEAM YURKOVICH!
Lou Borgella is a licensed Mortgage Banker at Family First Funding with NMLS# 185515. Whether you are purchasing you first dream house, or your extension home, which will accommodate your growing family, or why not, your investment property which will secure your financial situation for a brighter future, Lou is the perfect loan officer! Dedicated to helping home buyers fulfill their real estate dreams, he always comes on top of your situation. Patient, with over 12 years of mortgage banking experience, he masters the correct verbiage to clarify and resolve your issues, making your loan process smooth with a closing date guarantee.
Proud New Yorker, husband and father, Lou enjoys jogging, playing tennis, basketball, bike riding, and football. He loves watching all sports especially football and basketball on professional level.